By James Johnston, Ed.D.
June 20, 2022

A reasonable person would assume that the cost of an undergraduate education would be easy to calculate: take the published price of annual tuition, room and board, fees, books and miscellaneous travel, entertainment and so forth and multiply that amount times four years. Unfortunately, calculating the "True Cost" is more complicated. Learn how to plan, save, and pay for your students college education in Beyond Financial Aid.

Download this article as a PDF to read more.

James Johnston, Ed.D.

Dr. Johnston is the founder and architect of SAGE Scholars, Inc. A visionary leader in the field of higher education, he works closely with the leaders of private collegiate institutions to make their values oriented educational programs more available and more affordable to families and their children. He developed Tuition Rewards, a college savings plan, in partnership with the member institutions and benefit providers. Dr. Johnston is the former Director of Admissions & Financial Aid, Wharton Graduate School, University of Pennsylvania and was selected as 2020’s “Alumni Educator of the Year” by the University of Pennsylvania’s Graduate School of Education. Dr. Johnston has served on the Board of Trustees of a private college.
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SAGE Scholars News

Warner University Joins SAGE Scholars Tuition Rewards
Warner University Joins SAGE Scholars Tuition Rewards
June, 2022
Warner University, where President David Hoag and his wife have hosted more than 3,500 students in their home in recent years, has become the 19th Florida university / college to participate in SAGE Scholars Tuition Rewards. Founded in Central Florida in 1968, Warner is home to 800+ undergraduates on a 300-acre campus in Lake Wales, an hour’s drive from Orlando or Tampa. Offering...
Introducing The SAGE Scholars Newsroom
Introducing The SAGE Scholars Newsroom
June, 2022
Since 1995, SAGE Scholars has bridged the gap between how families perceive the expense of private college and how they pay for it. With over 440 member institutions and growing, SAGE Scholars has sedimented itself as the nation’s most trustworthy college savings organization. The SAGE Scholars Newsroom is now stepping into a new...
Molloy University Joins SAGE Tuition Rewards
Molloy University Joins SAGE Tuition Rewards
May, 2022
Molloy University, located just 25 miles from Midtown Manhattan, has become the first Long Island college to join the SAGE Scholars Tuition Rewards program. 31 New York State private colleges now participate in the SAGE Enrollment Consortium, the nation’s largest for private colleges. From a freshman class of 44 students in 1955, Molloy has grown to serve 3,300 undergraduates (36%...
Ottawa University Kansas Joins SAGE Scholars Tuition Rewards
Ottawa University Kansas Joins SAGE Scholars Tuition Rewards
April, 2022
Ottawa University Kansas, which offers a remarkable number of varsity sports teams — 33 — to serve a student body of 650 undergraduates, has become the 11th Kansas private college to join the SAGE Scholars Tuition Rewards program. 88% of OU Kansas students are athletes, including numerous unexpected possibilities: beach volleyball, bowling, competitive cheer and dance, Esports,...
Laguna College of Art + Design Joins SAGE Scholars Tuition Rewards
Laguna College of Art + Design Joins SAGE Scholars Tuition Rewards
April, 2022
Laguna College of Art + Design, preparing individuals for careers as creative artists and designers in a culturally and ethnically diverse world, has joined the SAGE Scholars Tuition Rewards program -- the 14th participating college to specialize exclusively in the arts. Home to 700+ student artists, LCAD offers 11 undergraduate majors, nine minors, three graduate degree programs, and a...
Simpson College Joins SAGE Scholars Tuition Rewards
Simpson College Joins SAGE Scholars Tuition Rewards
March, 2022
Simpson College, where nearly 100 students participate on the highly-acclaimed Speech and Debate Team, winner of Pi Kappa Delta national championships four of the past five years, has joined the SAGE Scholars Tuition Rewards program. Speech and Debate scholarships are available at Simpson, located near Des Moines, Iowa’s state capital. Small class sizes create a dynamic learning...