Give your clients a benefit
no competitor can match.
Tuition Rewards lets banks, credit unions, broker-dealers, insurance carriers, and employers reward clients and employees with guaranteed college scholarships — at no investment liability and minimal operational overhead.
Differentiate yourself in a commodity-product world.
Tuition Rewards Points accrue like frequent flyer miles. Each point equals $1.00 in guaranteed tuition discounts at over 440 participating private colleges. Your clients get a benefit they can’t get anywhere else — and you get the loyalty that comes with it.
Simple to offer, powerful for your clients
SAGE Scholars handles the complexity. Your role is simply to enroll eligible clients or employees — we do the tracking and support.
Enroll Your Clients or Employees
Offer Tuition Rewards on qualifying products — banking accounts, retirement plans, insurance products, brokerage accounts, or as an employee benefit. Clients opt in and begin earning points on their existing assets.
Points Accrue Automatically
The greater the investment or account balance, the greater the points. SAGE Scholars handles all tracking, maintenance, and reporting. You transmit eligible account data — we do everything else, paperlessly.
Students Redeem at Member Colleges
When a sponsored student applies to a participating college, they submit their Tuition Rewards statement. The accumulated points become a guaranteed minimum scholarship — a tangible result your clients will remember you for.
Interested in Offering This as an Employee Benefit?
Attract talent. Retain talent. Motivate talent. Employers can offer Tuition Rewards as a meaningful, cost-effective benefit that helps employees save for college. Learn more about the employer program →
Why leading financial institutions choose SAGE
From client acquisition to compliance, Tuition Rewards is built to work within your existing operation — not add to it.
Attract High-Value Clients
One bank partner found Tuition Rewards attracted account holders with triple the typical assets. Clients who enroll tend to be financially engaged, goal-oriented, and sticky.
3x average asset levelsGrow Deposits & AUM
Clients actively increase balances to earn more points. At participating 529 plans, investors who opt in show 26%–42% higher account balances. A survey confirmed the majority of SAGE account holders would increase deposits to earn more rewards.
26–42% higher 529 balancesRetain Your Best Clients
Families with a college-bound student have a long planning horizon. Tuition Rewards creates a multi-year reason to stay — moving assets means leaving points behind. Few retention tools are this emotionally compelling.
Long-horizon client loyaltyNo Investment Liability
Tuition Rewards are not SEC investments — they are scholarships (discounts off full tuition) given by participating colleges. The program has passed compliance scrutiny from state treasury departments, insurance companies, banks, and mutual fund companies.
SEC-compliant, not a securityOpen Doors for Advisors
Tuition Rewards gives financial advisors and insurance agents a trusted-advisor edge — unique college admissions content, seminar incentives, referral bonuses, and an opening to discuss big-picture financial goals with clients and prospects.
Ideal for broker-dealers & IMOsMinimal Work for Partners
SAGE is a fully paperless process. Beyond creating marketing materials and transmitting eligible account data, SAGE does everything — tracking, maintenance, college reporting, and participant support.
We do the heavy liftingA powerful tool for advisors in the field
Advisors and agents who offer Tuition Rewards gain a unique competitive advantage — a benefit that opens doors, starts conversations about long-term financial planning, and keeps clients loyal for years.
Use Tuition Reward bonuses to attract seminar attendees, reward referrals, incentivize financial reviews, and differentiate your practice from every other advisor in your market.
Real impact for families & institutions
From partner organizations who've seen the loyalty impact to families whose college options opened up — this is why financial partners join SAGE Scholars.
Offering SAGE Scholars value-added benefits makes credit unions more appealing to both current and potential members. Tuition Rewards guaranteed scholarship benefits earn member loyalty by reinforcing each credit union’s interest in promoting the well-being of its members.
It’s not just about protecting their present; it’s about investing in their children’s and grandchildren’s future education. That’s what we call true financial planning.
This educational rewards program is a simple and effective way to help credit union members send a child or loved one to college with significant savings — while continually strengthening relationships with members and attracting new ones.
My son only applied to participating schools. The Tuition Rewards he earned allowed him to attend the school of his choice, which would have been financially difficult otherwise. This is a great program!
Our granddaughter submitted her Tuition Rewards Points with her applications and has been accepted at both of her first choices. Thanks so much for this valuable tool.
Your clients are already thinking about college costs. Tuition Rewards gives you a reason to start that conversation today — and a benefit that keeps them coming back for years.
Contact Us →Ready to offer Tuition Rewards to your clients?
Tell us about your organization and a SAGE Scholars partner specialist will be in touch within one business day to walk you through the program and answer your questions.
- ✓ No investment liability — not an SEC security
- ✓ Fully paperless — SAGE handles operations
- ✓ Works with banking, insurance, brokerage & 529 products
- ✓ Proven to increase deposits and AUM
- ✓ Powerful tool for advisors & agents in the field
- ✓ Access to 25+ years of family relationships
Contact Us For More Information
Tell us about your organization